A source for information and quotes for Medicare Supplements, Medicare Part D, Medicare Advantage, and other Medicare Resources.
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MEDICARE PART D (PRESCRIPTION DRUG COVERAGE) Medicare has contracted with several insurance companies, to offer prescription drug plans also known as PDP's. These prescription plans replace the drug discount cards. If you're considering a PDP, please keep in mind the following: 
Optional plan. A PDP is an option - not a requirement. However, if you don't join a PDP when you become eligible, you'll have to pay a higher premium if you join later.
Monthly premium. PDPs have a monthly premium in addition to the Medicare premium you already pay. However, some Medicare Advantage plans have a PDP included as a benefit without an additional monthly premium. No overlap with Medicare Advantage. If you're enrolled in a Medicare Advantage plan, such as an HMO through a private insurance company, you may already have prescription drug coverage. If that's the case, choosing the PDP isn't necessary - in fact, getting the PDP would require you to drop your Medicare Advantage coverage. Benefits and costs. PDP plan benefits vary, but companies offering these plans are required to offer the minimum benefits listed below. E-medicareplans.com can help you find benefits that are equal to, or better than, these required minimums. Click here to find out much we can save you annually on you Medicare Part D or give us a call at 1-800-418-5501. |
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